:root {
  --navy: #062b52;
  --navy-2: #0b3a67;
  --navy-3: #102f4d;
  --gold: #b97818;
  --gold-2: #d49a36;
  --ink: #10243c;
  --muted: #526174;
  --line: #d9e1ea;
  --paper: #fffaf2;
  --soft: #f4f8fc;
  --white: #ffffff;
  --shadow: 0 18px 44px rgba(6, 43, 82, 0.12);
  --radius: 8px;
  --max: 1180px;
}

* {
  box-sizing: border-box;
}

html {
  color-scheme: light;
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Arial, Helvetica, sans-serif;
  font-size: 16px;
  line-height: 1.6;
}

body.nav-open {
  overflow: hidden;
}

img {
  display: block;
  max-width: 100%;
  height: auto;
}

a {
  color: var(--navy);
  text-decoration-thickness: 0.08em;
  text-underline-offset: 0.18em;
}

h1,
h2,
h3,
p,
li,
a {
  overflow-wrap: break-word;
}

a:hover {
  color: var(--gold);
}

:focus-visible {
  outline: 3px solid #f0b34d;
  outline-offset: 3px;
}

.skip-link {
  position: absolute;
  left: 1rem;
  top: 0.75rem;
  z-index: 1000;
  transform: translateY(-160%);
  padding: 0.75rem 1rem;
  color: var(--white);
  background: var(--navy);
  border-radius: 4px;
}

.skip-link:focus {
  transform: translateY(0);
}

.container {
  width: min(100% - 2rem, var(--max));
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.96);
  border-bottom: 1px solid rgba(217, 225, 234, 0.9);
  box-shadow: 0 8px 30px rgba(6, 43, 82, 0.06);
  backdrop-filter: blur(12px);
}

.nav-shell {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: 84px;
}

.brand {
  display: inline-flex;
  align-items: center;
  flex: 0 0 auto;
  text-decoration: none;
}

.brand img {
  width: 260px;
  height: auto;
  object-fit: contain;
}

.main-nav {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-left: auto;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 0.35rem;
  margin: 0;
  padding: 0;
  list-style: none;
}

.nav-links a {
  display: inline-flex;
  align-items: center;
  min-height: 44px;
  padding: 0.45rem 0.65rem;
  color: var(--navy);
  border-bottom: 3px solid transparent;
  font-size: 0.88rem;
  font-weight: 700;
  text-decoration: none;
  white-space: nowrap;
}

.nav-links a:hover,
.nav-links a[aria-current="page"] {
  color: var(--gold);
  border-bottom-color: var(--gold);
}

.phone-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 0.55rem 0.9rem;
  color: var(--navy);
  border: 2px solid var(--gold);
  border-radius: 7px;
  font-size: 0.95rem;
  font-weight: 800;
  text-decoration: none;
  white-space: nowrap;
}

.phone-link::before {
  content: "\260E";
  width: auto;
  height: auto;
  margin-right: 0.45rem;
  border: 0;
  font-size: 1.05rem;
  line-height: 1;
  transform: none;
}

.nav-toggle {
  display: none;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  color: var(--navy);
  background: var(--white);
  border: 2px solid var(--line);
  border-radius: 7px;
}

.nav-toggle span,
.nav-toggle::before,
.nav-toggle::after {
  content: "";
  display: block;
  width: 20px;
  height: 2px;
  background: currentColor;
  border-radius: 2px;
}

.nav-toggle {
  flex-direction: column;
  gap: 5px;
}

.eyebrow {
  margin: 0 0 0.6rem;
  color: var(--gold);
  font-size: 0.83rem;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

h1,
h2,
h3 {
  margin: 0;
  color: var(--navy);
  font-family: Georgia, "Times New Roman", serif;
  font-weight: 700;
  line-height: 1.08;
}

h1 {
  max-width: 22ch;
  font-size: clamp(1.82rem, 1.95vw, 2.15rem);
}

h2 {
  font-size: clamp(1.25rem, 1.52vw, 1.62rem);
}

h3 {
  font-size: 1.35rem;
}

p {
  margin: 0;
}

.lede {
  max-width: 38rem;
  margin-top: 0.9rem;
  color: #233a55;
  font-size: clamp(1rem, 1.25vw, 1.12rem);
}

.hero {
  overflow: hidden;
  border-bottom: 1px solid var(--line);
  background:
    radial-gradient(circle at 20% 20%, rgba(212, 154, 54, 0.16), transparent 28%),
    linear-gradient(100deg, #fff 0%, #fffaf2 46%, #eef5fb 100%);
}

.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 510px) minmax(430px, 1fr);
  gap: 2rem;
  align-items: stretch;
  min-height: 372px;
}

.hero-copy {
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 2.45rem 0;
}

.hero-actions,
.cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
  margin-top: 1.6rem;
}

.hero-points {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem 1.35rem;
  margin: 1.6rem 0 0;
  padding: 0;
  color: var(--navy);
  list-style: none;
  font-weight: 800;
}

.hero-points li,
.mini-point {
  display: inline-flex;
  align-items: center;
  min-height: 34px;
  gap: 0.5rem;
}

.hero-points li::before,
.mini-point::before,
.check-list li::before {
  content: "";
  display: block;
  flex: 0 0 auto;
  width: 1rem;
  height: 1.08rem;
  background: var(--gold);
  clip-path: polygon(50% 0, 90% 14%, 82% 68%, 50% 100%, 18% 68%, 10% 14%);
  margin-top: 0.02rem;
}

.hero-art {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  align-self: stretch;
  height: 100%;
  min-height: 372px;
  overflow: hidden;
}

.hero-art img {
  width: 100%;
  max-width: none;
  height: 100%;
  max-height: none;
  min-height: 0;
  object-fit: cover;
  object-position: center;
  filter: contrast(1.03) saturate(1.02);
}

.hero-art::before {
  content: "";
  position: absolute;
  inset: 0 auto 0 0;
  width: 30%;
  background: linear-gradient(90deg, rgba(255, 255, 255, 0.96), rgba(255, 255, 255, 0));
  pointer-events: none;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 0.72rem 1.2rem;
  border: 2px solid transparent;
  border-radius: 7px;
  font-weight: 900;
  text-decoration: none;
  transition: transform 160ms ease, box-shadow 160ms ease, background-color 160ms ease;
}

.btn:hover {
  transform: translateY(-1px);
}

.btn-primary {
  color: var(--white);
  background: var(--gold);
  box-shadow: 0 10px 22px rgba(185, 120, 24, 0.22);
}

.btn-primary:hover {
  color: var(--white);
  background: #9f6412;
}

.btn-secondary {
  color: var(--navy);
  background: var(--white);
  border-color: var(--navy);
}

.btn-secondary:hover {
  color: var(--white);
  background: var(--navy);
}

.btn-light {
  color: var(--white);
  background: transparent;
  border-color: rgba(255, 255, 255, 0.85);
}

.btn-light:hover {
  color: var(--navy);
  background: var(--white);
}

.external-mark {
  width: 0.9rem;
  height: 0.9rem;
  margin-left: 0.55rem;
  border: 2px solid currentColor;
  border-left: 0;
  border-bottom: 0;
  transform: translateY(-1px);
}

.trust-strip {
  color: var(--white);
  background: var(--navy);
}

.trust-strip ul {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.trust-strip li {
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 82px;
  padding: 1rem;
  border-left: 1px solid rgba(255, 255, 255, 0.22);
  font-weight: 900;
  text-align: center;
}

.trust-strip li:first-child {
  border-left: 0;
}

.section {
  padding: 4.75rem 0;
}

.section-compact {
  padding: 3.25rem 0;
}

.section-soft {
  background: var(--soft);
}

.section-paper {
  background: linear-gradient(120deg, #fffaf2, #ffffff 52%, #f2f7fb);
}

.section-dark {
  color: var(--white);
  background:
    linear-gradient(120deg, rgba(6, 43, 82, 0.96), rgba(11, 58, 103, 0.94)),
    url("assets/la-waterfront.svg?v=20260703e") center/cover;
}

.section-dark h2,
.section-dark h3,
.section-dark p,
.section-dark a {
  color: var(--white);
}

.section-heading {
  max-width: 760px;
  margin: 0 auto 2rem;
  text-align: center;
}

.section-heading p {
  margin-top: 0.85rem;
  color: var(--muted);
}

.section-dark .section-heading p {
  color: rgba(255, 255, 255, 0.84);
}

.split {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
  gap: 2.5rem;
  align-items: center;
}

.split-balanced {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.image-card {
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: var(--shadow);
}

.image-card img {
  width: 100%;
  height: 100%;
  min-height: 280px;
  object-fit: cover;
}

.cards {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1.25rem;
}

.cards.two {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.cards.four {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.card {
  min-height: 100%;
  padding: 1.45rem;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: 0 12px 30px rgba(6, 43, 82, 0.07);
}

.card h3 {
  margin-top: 0.75rem;
}

.card p {
  margin-top: 0.7rem;
  color: var(--muted);
}

.icon-box {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 54px;
  height: 54px;
  color: var(--navy);
  border: 2px solid #c8d5e3;
  border-radius: 7px;
  background: #f9fbfe;
  font-size: 1.6rem;
  font-weight: 900;
  line-height: 1;
}

.icon-box.gold {
  color: var(--gold);
  border-color: rgba(185, 120, 24, 0.45);
  background: #fff9ee;
}

.steps {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1rem;
  counter-reset: step;
}

.steps.five {
  grid-template-columns: repeat(5, minmax(0, 1fr));
}

.step {
  position: relative;
  min-height: 100%;
  padding: 1.35rem;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  text-align: center;
}

.step::before {
  counter-increment: step;
  content: counter(step);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 38px;
  height: 38px;
  margin-bottom: 0.8rem;
  color: var(--white);
  background: var(--navy);
  border-radius: 50%;
  font-weight: 900;
}

.step h3 {
  font-family: Arial, Helvetica, sans-serif;
  font-size: 1rem;
  line-height: 1.35;
}

.step p {
  margin-top: 0.55rem;
  color: var(--muted);
  font-size: 0.95rem;
}

.service-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
}

.service-card {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 1rem;
  align-items: start;
  padding: 1.3rem;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
}

.service-card h3 {
  font-family: Arial, Helvetica, sans-serif;
  font-size: 1.08rem;
}

.service-card p {
  margin-top: 0.35rem;
  color: var(--muted);
  font-size: 0.95rem;
}

.callout {
  padding: 1.35rem 1.5rem;
  border: 1px solid rgba(185, 120, 24, 0.35);
  border-radius: var(--radius);
  background: #fff9ee;
  color: var(--navy);
  font-weight: 800;
}

.note-bar {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  width: fit-content;
  margin: 1.5rem auto 0;
  padding: 0.8rem 1.1rem;
  border: 1px solid var(--line);
  border-radius: 7px;
  background: var(--white);
  color: var(--navy);
  font-weight: 800;
  text-align: center;
}

.feature-list,
.check-list {
  margin: 1.15rem 0 0;
  padding: 0;
  list-style: none;
}

.feature-list li,
.check-list li {
  display: flex;
  gap: 0.65rem;
  align-items: flex-start;
  margin-top: 0.65rem;
  color: #2b3f57;
}

.feature-list li::before {
  content: "";
  flex: 0 0 auto;
  width: 0.55rem;
  height: 0.55rem;
  margin-top: 0.5rem;
  background: var(--gold);
  border-radius: 50%;
}

.price-card {
  text-align: center;
}

.price {
  margin-top: 0.6rem;
  color: var(--navy);
  font-family: Georgia, "Times New Roman", serif;
  font-size: 2.35rem;
  line-height: 1;
}

.price small {
  display: block;
  margin-top: 0.25rem;
  color: var(--muted);
  font-family: Arial, Helvetica, sans-serif;
  font-size: 0.9rem;
  font-weight: 700;
}

.highlight-card {
  border-color: var(--gold);
  box-shadow: 0 0 0 2px rgba(185, 120, 24, 0.18), var(--shadow);
}

.label {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 28px;
  padding: 0.22rem 0.55rem;
  color: var(--white);
  background: var(--gold);
  border-radius: 5px;
  font-size: 0.72rem;
  font-weight: 900;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.calculator-panel {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.45fr);
  gap: 1.5rem;
  align-items: center;
}

.ledger-mock {
  padding: 1rem;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: var(--shadow);
}

.ledger-top {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 0.7rem;
}

.stat {
  padding: 1rem;
  border: 1px solid var(--line);
  border-radius: 7px;
  background: #fbfdff;
}

.stat.strong {
  color: var(--white);
  background: var(--navy);
  border-color: var(--navy);
}

.stat span {
  display: block;
  color: inherit;
  font-size: 0.72rem;
  font-weight: 900;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  opacity: 0.8;
}

.stat strong {
  display: block;
  margin-top: 0.35rem;
  color: inherit;
  font-size: 1.35rem;
}

.ledger-body {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 220px;
  gap: 1rem;
  margin-top: 1rem;
}

.activity-list {
  margin: 0;
  padding: 0;
  list-style: none;
}

.activity-list li {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.75rem 0;
  border-bottom: 1px solid var(--line);
  color: var(--muted);
}

.activity-list li:last-child {
  border-bottom: 0;
}

.mini-card {
  padding: 1rem;
  border-radius: 7px;
  background: var(--paper);
}

.region-card {
  display: grid;
  grid-template-columns: 260px 1fr;
  gap: 1.6rem;
  align-items: center;
}

.region-card img {
  width: 100%;
  height: 190px;
  object-fit: cover;
}

.values {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1rem;
}

.values .card {
  color: var(--white);
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(255, 255, 255, 0.2);
  box-shadow: none;
}

.values h3,
.values p {
  color: var(--white);
}

.free-hero {
  border-bottom: 0;
  background: #fff;
}

.free-hero .hero-grid {
  min-height: 350px;
}

.free-hero h1 {
  max-width: 24ch;
}

.free-hero .hero-art::before {
  width: 30%;
}

.handoff-note {
  margin-top: 0.65rem;
  color: var(--muted);
  font-size: 0.92rem;
}

.calculator-landing {
  background: var(--white);
}

.calculator-landing .free-hero {
  background: linear-gradient(90deg, #ffffff 0%, #ffffff 45%, #f7f9fb 100%);
}

.calculator-landing .free-hero .hero-grid {
  grid-template-columns: minmax(0, 510px) minmax(430px, 1fr);
  gap: 2rem;
  min-height: 350px;
  align-items: center;
}

.calculator-landing .free-hero .hero-copy {
  padding: 2.1rem 0 1.7rem;
}

.calculator-landing .free-hero h1 {
  max-width: 22ch;
  font-size: clamp(1.82rem, 1.95vw, 2.15rem);
  line-height: 1.08;
}

.calculator-landing .free-hero .lede {
  max-width: 34rem;
  margin-top: 0.55rem;
  font-size: 1rem;
  line-height: 1.42;
}

.calculator-landing .free-hero .hero-points {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.7rem 0.85rem;
  max-width: 540px;
  margin-top: 0.75rem;
}

.calculator-landing .free-hero .hero-points li {
  font-size: 0.88rem;
  line-height: 1.35;
}

.calculator-landing .free-hero .hero-actions {
  margin-top: 0.7rem;
}

.calculator-landing .free-hero .btn-primary {
  min-width: 260px;
}

.calculator-landing .free-hero .hero-art {
  align-self: center;
  height: auto;
  min-height: 0;
}

.calculator-landing .free-hero .hero-art img {
  max-width: 100%;
  height: auto;
  max-height: none;
  min-height: 0;
  object-fit: contain;
  object-position: center;
  border-radius: 8px;
}

.calculator-flow {
  background:
    radial-gradient(circle at 50% 10%, rgba(212, 154, 54, 0.08), transparent 34%),
    #fff;
}

.calculator-flow .section-heading,
.calculator-pricing .section-heading,
.calculator-faq .section-heading {
  margin-inline: auto;
  text-align: center;
}

.calculator-flow .section-heading h2,
.calculator-pricing .section-heading h2,
.calculator-faq .section-heading h2 {
  margin-inline: auto;
}

.calculator-steps {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 2rem;
  margin: 2.25rem 0 0;
  padding: 0;
  list-style: none;
}

.calculator-steps li {
  position: relative;
  display: grid;
  justify-items: center;
  align-content: start;
  gap: 0.8rem;
  min-height: 220px;
  text-align: center;
}

.calculator-steps li:not(:last-child)::after {
  content: "";
  position: absolute;
  top: 5.15rem;
  right: -1.45rem;
  width: 2.7rem;
  border-top: 2px dashed #a8b6c7;
}

.step-number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 34px;
  height: 34px;
  color: var(--white);
  background: var(--navy);
  border-radius: 999px;
  font-weight: 900;
}

.process-icon {
  position: relative;
  display: block;
  width: 58px;
  height: 58px;
  color: var(--gold);
}

.document-icon {
  border: 3px solid currentColor;
  border-radius: 4px;
}

.document-icon::before {
  content: "";
  position: absolute;
  right: -3px;
  top: -3px;
  border-top: 18px solid #fff;
  border-left: 18px solid currentColor;
}

.document-icon::after {
  content: "";
  position: absolute;
  right: -10px;
  bottom: 4px;
  width: 28px;
  height: 8px;
  border: 3px solid currentColor;
  border-radius: 8px;
  transform: rotate(-48deg);
  background: #fff;
}

.calculator-icon {
  border: 3px solid currentColor;
  border-radius: 6px;
}

.calculator-icon::before {
  content: "";
  position: absolute;
  inset: 8px 8px auto;
  height: 11px;
  border: 3px solid currentColor;
  border-radius: 3px;
}

.calculator-icon::after {
  content: "";
  position: absolute;
  left: 10px;
  right: 10px;
  bottom: 9px;
  height: 23px;
  background:
    radial-gradient(circle, currentColor 48%, transparent 51%) 0 0 / 12px 12px;
}

.chart-icon::before,
.chart-icon::after {
  content: "";
  position: absolute;
  bottom: 6px;
  background: currentColor;
  border-radius: 2px 2px 0 0;
}

.chart-icon::before {
  left: 8px;
  width: 10px;
  height: 18px;
  box-shadow: 16px -12px 0 currentColor, 32px -28px 0 currentColor;
}

.chart-icon::after {
  left: 8px;
  width: 48px;
  height: 3px;
}

.save-icon::before {
  content: "";
  position: absolute;
  inset: 14px 5px 9px;
  border: 3px solid currentColor;
  border-radius: 25px;
}

.save-icon::after {
  content: "";
  position: absolute;
  left: 50%;
  top: 12px;
  width: 18px;
  height: 28px;
  border-left: 4px solid currentColor;
  border-bottom: 4px solid currentColor;
  transform: translateX(-50%) rotate(-45deg);
}

.calculator-steps h3,
.calculator-benefit h3,
.calculator-price-card h3 {
  font-size: 1.08rem;
}

.calculator-steps p {
  max-width: 15rem;
  color: var(--muted);
  font-size: 0.94rem;
}

.calculator-benefits {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1.5rem;
  margin-top: 2.5rem;
}

.calculator-benefit {
  align-items: center;
  text-align: center;
}

.benefit-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 72px;
  height: 72px;
  margin-bottom: 0.5rem;
  color: var(--gold);
  background: #fff7eb;
  border-radius: 999px;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 1rem;
  font-weight: 900;
}

.calculator-pricing {
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.calculator-price-card {
  display: grid;
  grid-template-columns: auto minmax(0, 1fr);
  align-items: start;
  column-gap: 1rem;
}

.calculator-price-card .icon-box {
  grid-row: span 3;
  background: var(--navy);
}

.pricing-note {
  margin-top: 1.35rem;
  color: var(--muted);
  text-align: center;
}

.calculator-faq-list {
  max-width: 1040px;
  margin-inline: auto;
}

.calculator-faq-list details {
  border-radius: 0;
  border-inline: 0;
  box-shadow: none;
}

.calculator-faq-list details:first-child {
  border-radius: 8px 8px 0 0;
  border-top: 1px solid var(--line);
}

.calculator-faq-list details:last-child {
  border-radius: 0 0 8px 8px;
}

.calculator-faq-list summary {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.calculator-faq-list summary::before {
  content: "?";
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 42px;
  height: 42px;
  flex: 0 0 auto;
  color: var(--navy);
  background: #edf3f8;
  border-radius: 999px;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 1.15rem;
  font-weight: 900;
}

.calculator-faq-list summary::after {
  content: "\2304";
  margin-left: auto;
  color: var(--navy);
  font-size: 1.25rem;
  line-height: 1;
}

.calculator-faq-list summary::-webkit-details-marker {
  display: none;
}

.calculator-faq-list p {
  padding-left: calc(1rem + 42px + 1rem);
}

.faq-list {
  display: grid;
  gap: 0.75rem;
}

details {
  border: 1px solid var(--line);
  border-radius: 7px;
  background: var(--white);
}

summary {
  min-height: 48px;
  padding: 0.85rem 1rem;
  color: var(--navy);
  cursor: pointer;
  font-weight: 900;
}

details p {
  padding: 0 1rem 1rem;
  color: var(--muted);
}

.site-footer {
  color: rgba(255, 255, 255, 0.88);
  background: var(--navy);
}

.footer-cta {
  padding: 2rem 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.18);
}

.footer-cta .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
}

.footer-cta h2 {
  color: var(--white);
  font-size: clamp(1.8rem, 3vw, 2.6rem);
}

.calculator-landing .footer-cta h2 {
  max-width: 22ch;
  font-size: clamp(1.45rem, 2.1vw, 2rem);
  line-height: 1.12;
}

.footer-main {
  display: grid;
  grid-template-columns: 1.4fr repeat(3, 1fr);
  gap: 2rem;
  padding: 2rem 0;
}

.footer-brand img {
  width: 320px;
  max-width: 100%;
  height: auto;
  filter: none;
}

.footer-main h3 {
  color: var(--white);
  font-family: Arial, Helvetica, sans-serif;
  font-size: 0.9rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.footer-main ul {
  margin: 0.75rem 0 0;
  padding: 0;
  list-style: none;
}

.footer-main li {
  margin-top: 0.35rem;
}

.footer-main a {
  display: inline-flex;
  align-items: center;
  min-height: 40px;
  color: rgba(255, 255, 255, 0.9);
  text-decoration: none;
}

.footer-main a:hover {
  color: #ffd28c;
  text-decoration: underline;
}

.footer-bottom {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 1rem;
  padding: 1rem 0;
  border-top: 1px solid rgba(255, 255, 255, 0.14);
  font-size: 0.9rem;
}

.legal-copy {
  max-width: 650px;
}

.contact-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.85fr) minmax(0, 1.15fr);
  gap: 1.5rem;
  align-items: stretch;
}

.contact-card address {
  margin-top: 1rem;
  font-style: normal;
}

.contact-card a {
  display: inline-flex;
  align-items: center;
  min-height: 40px;
  font-weight: 800;
}

.contact-list {
  margin: 1rem 0 0;
  padding: 0;
  list-style: none;
}

.contact-list li {
  margin-top: 0.7rem;
}

.screen-reader-text {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.mt-md {
  margin-top: 1rem;
}

.mt-lg {
  margin-top: 1.5rem;
}

@media (max-width: 980px) {
  .nav-toggle {
    display: inline-flex;
  }

  .main-nav {
    gap: 0.65rem;
  }

  .nav-links {
    position: fixed;
    inset: 78px 0 auto 0;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 0.5rem 1rem 1rem;
    background: var(--white);
    border-bottom: 1px solid var(--line);
    box-shadow: 0 20px 30px rgba(6, 43, 82, 0.15);
  }

  .nav-open .nav-links {
    display: flex;
  }

  .nav-links a {
    justify-content: center;
    min-height: 50px;
    border-bottom-width: 0;
    border-left: 4px solid transparent;
  }

  .nav-links a[aria-current="page"] {
    border-left-color: var(--gold);
    background: #fff9ee;
  }

  .hero-grid,
  .split,
  .split-balanced,
  .calculator-panel,
  .contact-grid {
    grid-template-columns: 1fr;
  }

  .hero-copy {
    padding: 3.25rem 0 1rem;
  }

  .hero-art {
    height: auto;
    min-height: 0;
  }

  .hero-art img {
    height: auto;
    min-height: 0;
    object-fit: contain;
  }

  .calculator-landing .free-hero .hero-grid {
    grid-template-columns: 1fr;
    gap: 1.25rem;
    min-height: 0;
  }

  .calculator-landing .free-hero .hero-copy {
    padding: 2.25rem 0 0;
  }

  .calculator-landing .free-hero .hero-art {
    width: 100%;
  }

  .calculator-landing .free-hero .hero-art::before {
    display: none;
  }

  .cards,
  .cards.two,
  .cards.four,
  .calculator-steps,
  .calculator-benefits,
  .service-grid,
  .steps,
  .steps.five,
  .values {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .calculator-steps li:not(:last-child)::after {
    display: none;
  }

  .trust-strip ul {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .ledger-body,
  .region-card,
  .footer-main {
    grid-template-columns: 1fr;
  }

  .footer-cta .container {
    align-items: flex-start;
    flex-direction: column;
  }
}

@media (min-width: 760px) and (max-width: 980px) {
  .hero-grid {
    grid-template-columns: minmax(0, 0.9fr) minmax(360px, 1fr);
    gap: 1.5rem;
    min-height: 0;
    align-items: center;
  }

  .hero-copy {
    padding: 2rem 0;
  }

  .hero-art {
    min-height: 0;
  }

  .hero-art img {
    width: 100%;
    height: auto;
    object-fit: contain;
  }

  .calculator-landing .free-hero .hero-grid {
    grid-template-columns: minmax(0, 0.9fr) minmax(360px, 1fr);
  }

  .calculator-landing .free-hero .hero-copy {
    padding: 2rem 0;
  }
}

@media (max-width: 640px) {
  .container {
    width: min(100% - 1.25rem, var(--max));
  }

  .nav-shell {
    min-height: 70px;
  }

  .brand img {
    width: 170px;
    height: auto;
  }

  .phone-link {
    width: 44px;
    padding: 0;
    overflow: hidden;
    color: var(--navy);
    font-size: 0;
  }

  .phone-link::before {
    margin: 0;
  }

  .nav-links {
    inset-block-start: 70px;
  }

  h1 {
    font-size: clamp(1.55rem, 7vw, 2rem);
  }

  .section {
    padding: 3.2rem 0;
  }

  .section-compact {
    padding: 2.5rem 0;
  }

  .hero-grid {
    gap: 1rem;
  }

  .hero-copy {
    padding-top: 2.6rem;
  }

  .calculator-landing .free-hero {
    background: var(--white);
  }

  .calculator-landing .free-hero .hero-copy {
    padding-top: 2rem;
  }

  .calculator-landing .free-hero h1 {
    max-width: 100%;
    font-size: clamp(1.65rem, 8vw, 2.15rem);
  }

  .calculator-landing .free-hero .eyebrow {
    max-width: 100%;
    overflow-wrap: normal;
    word-break: normal;
  }

  .calculator-landing .free-hero .hero-points {
    grid-template-columns: 1fr;
    max-width: 100%;
  }

  .calculator-landing .free-hero .btn-primary {
    min-width: 0;
  }

  .hero-actions,
  .cta-row {
    flex-direction: column;
  }

  .btn {
    width: 100%;
  }

  .cards,
  .cards.two,
  .cards.four,
  .calculator-steps,
  .calculator-benefits,
  .service-grid,
  .steps,
  .steps.five,
  .values,
  .ledger-top,
  .trust-strip ul {
    grid-template-columns: 1fr;
  }

  .trust-strip li {
    min-height: 62px;
    border-left: 0;
    border-top: 1px solid rgba(255, 255, 255, 0.2);
  }

  .trust-strip li:first-child {
    border-top: 0;
  }

  .calculator-steps {
    gap: 1.4rem;
  }

  .calculator-steps li {
    min-height: 0;
  }

  .calculator-price-card {
    grid-template-columns: 1fr;
    justify-items: center;
    text-align: center;
  }

  .calculator-price-card .icon-box {
    grid-row: auto;
  }

  .calculator-faq-list summary {
    align-items: flex-start;
  }

  .calculator-faq-list p {
    padding-left: 1rem;
  }

  .service-card {
    grid-template-columns: 1fr;
  }

  .region-card img {
    height: 170px;
  }

  .footer-bottom {
    flex-direction: column;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    transition-duration: 0.001ms !important;
  }
}